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October 18th

Stealth fees are unnecessary and risk damaging customer relationships – Mortgage Solutions

18/10/2019 In my last column I explored the issues surrounding a worrying rise in the practice of fees being added to general insurance (GI) sales by brokers. Keeping on the issue of treating customers fairly (TCF), this month I want to highlight the equally unfair practice of charging customers fees for cancelling or making changes to [...]
September 2nd

Brokers should not be inflating prices just to increase remuneration – Mortgage Solutions

02/09/2019   Two of the industry’s chief regulators appear to be working rather at odds. HM Revenue and Customs (HMRC) is consulting on whether broker fees should come under the scope of Insurance Premium Tax (IPT) to prevent brokers moving away from a commission-based revenue model to a fee-based one that enables them to reduce [...]
July 10th

How one broker firm boosted its income by focusing on insurance – Mortgage Solutions

10/07/2019 My last column explained that advisers do not need to compete on price when advising clients about their insurance options. Instead, the provision of quality service and support is more than enough to make it worth their time while also providing their client an important service. This contribution is highlighting how one mortgage advice [...]
June 28th

Mortgage advisers do not need to compete on price to sell insurance – Mortgage Solutions

28/06/2019 As a general insurance provider all too often I hear from mortgage brokers that insurance sales are just not worth the effort. I empathise, but I ask myself how then do some mortgage brokers sell insurance both easily and successfully? The pressure to compete on price, to adhere to regulation and compliance, to put [...]
May 14th

Cavere Intermediary refreshes home insurance product – Insurance Age

Policy is underwritten by Ageas and has been made available to the broker market. Cavere Intermediary is set to launch an upgraded home insurance policy, underwritten by Ageas Insurance. The provider stated that the product will be available to brokers from June this year, adding that the policy had been designed to provide comprehensive insurance […]
March 5th

Age Partnership launches home insurance offering with Cavere Intermediary – Mortgage Introducer

Age Partnership has signed a deal with general insurance provider Cavere Intermediary to supply home and multi-trip travel insurance policies for under-75s. Cavere Intermediary has designed, delivered, and will fully manage white label direct to consumer insurance portal hosted on the Age Partnership website. Steve Dicks, head of insurance at Age Partnership, said: “Cavere Intermediary […]

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  • “F&L have developed a great working relationship with Cavere, who from the outset had a very clear vision of their product requirements, bringing years of experience in the Home Emergency sector to the table.  Paul and the whole team are easy to work with and very quick to respond allowing speed to market, with in depth understanding of customers’ requirements, enabling a stress-free product launch.”

    Jonathan Daniels

    Commercial Director, Financial & Legal

  • “We have been particularly impressed by the speed and agility they have displayed in launching the product to market in a matter of weeks. A key part of our strategy is to work with chosen partners where we have shared objectives and ambitions for sustainable profitable growth and we are looking forward to extending our partnership further in the future.”

    Tim Wright

    Director of Broker, RSA Personal Lines

  • “Ageas have been extremely impressed with the speed, agility and expertise that Cavere have demonstrated when developing their in-house technology. Cavere’s attention to detail and long-term focus will be reassuring for any of their broad range of customers.”

    Chris Dobson

    Distribution and Development Director, Ageas UK

  • “We have been very impressed by Cavere’s professional approach and attention to detail. We are confident that through their own processes and procedures, as well as the trading platform, our future business relationship can only flourish.  We would not hesitate recommending Cavere Limited.”

    Rob Hearn

    Executive Director - Sanctuary Corporate Risks

  • “We have been impressed by the speed in which Cavere have been able to utilise their technology to create a platform in a short space of time whilst remaining fully compliant with UK Retail Insurance obligations. Their attention to detail and professionalism makes me confident that they are the right outfit to form a business relationship with.”

    Roger Perry

    Class underwriter - Antares Underwriting at Lloyds
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